What you’d ask before connecting anything.

Yes. We only accept exchange API keys with trade and withdrawal permissions switched off. Where the exchange lets us check a key’s permissions, we do, and we refuse any key that could trade or withdraw. Wallets connect by public address, which can’t sign anything.

A read-only key can’t move, trade or withdraw your assets, so neither can we. Your assets stay at your exchange, broker or wallet; mktrades never takes custody of them.

We never ask for your exchange password, 2FA codes, private keys or seed phrases. We ask for a read-only API key you create yourself and can revoke from your exchange at any time.

Read-only API keys are encrypted with AES-256-GCM before they are stored, and decrypted only on our servers for the moment it takes to read your balances. They are never sent back to your browser.

If anyone claiming to be mktrades asks for a seed phrase, it isn’t us.

Three kinds of connection: read-only API keys for crypto exchanges, broker accounts connected read-only, and public addresses for on-chain wallets.

We’ll publish the named list before accounts open. We would rather not name a venue until its connection works end to end.

Seven families plus data-hygiene checks. Each metric runs on every position it applies to, then on the portfolio as a whole. Every report says how many applied to your portfolio. A few from each:

Concentration

Position weight, top-five share, Herfindahl–Hirschman index, effective number of positions, sector, exchange and chain concentration.

Risk & drawdown

Maximum and current drawdown, 30- and 90-day and one-year volatility, beta to BTC and to the S&P 500, 95% value at risk and expected shortfall, Sharpe and Sortino ratios.

Liquidity

Order-book depth within 2% of the price, bid–ask spread, daily volume, days to exit a position, DEX pool liquidity.

Drift & correlation

Drift from your target weights, pairwise correlation, correlation to BTC, diversification ratio, effective number of independent bets.

On-chain

Top-10 holder share, holder count, honeypot checks, mint and freeze authority, contract upgradability, liquidity-pool lock status, buy and sell taxes.

Market quality

Market-cap tier, fully diluted value against market cap, share of supply in circulation, token age, distance from the all-time high, stablecoin peg.

Fundamentals

P/E, price to sales and to book, revenue growth, net margin, return on equity, debt to equity, dividend yield, position in the 52-week range.

On-chain checks run only on crypto, and fundamentals only on equities.

Every position is measured against those metrics and graded on four sub-scores: diversification, risk, liquidity and conviction. They roll up into one portfolio score out of 100.

The score describes the portfolio you have. It doesn’t predict returns. The live preview shows the full breakdown on a simulated portfolio.

The holdings are invented; everything else is real. The preview prices a sample portfolio with live market data every hour and runs the same engine as your own check. If live data is unavailable, it falls back to a simulated demo and the banner at the top says so.

Now. mktrades is in open beta. Check a wallet without signing up, or create a free account to add exchanges and stocks and get a daily re-check.

Nothing during the beta, and we don’t ask for a card. Beta members get a founding discount when paid plans launch. The pricing page has the details.

Accounts, connections and reports live in a Neon database in Frankfurt, Germany, and our servers run there too. A short-lived cache and the waitlist sit with Upstash in London, and Resend (Ireland) sends our email.

Exchange keys are encrypted before they’re stored. Your IP address is never stored; we keep only a one-way hash of it. The only cookie is the one that keeps you signed in, and page views are counted in aggregate. The privacy policy lists every provider and what each one sees.

To leave the waitlist, reply to the confirmation email or write to hello@mktrades.com and we’ll remove you.

Remove any wallet, exchange or stock from the Connections page. Settings > Delete account removes your account and everything under it at once, encrypted keys included. Instant checks you ran without an account are deleted after 30 days. The privacy policy sets out your rights.

No. mktrades is not a regulated financial adviser, and nothing it shows is advice or a recommendation to buy, sell or hold anything.

It’s an analytics tool: it tells you what your portfolio is doing. What you do about it is your decision. For advice, talk to a regulated adviser. See section 2 of the terms.

Treat it as a measurement, not a guarantee. A score is only as good as the market and third-party data behind it, which can be delayed or wrong. Markets move, crypto especially, and you can lose money whatever the score says.